Hourly Financial Planning

Clarke Financial Counsel, LLC charges an hourly fee for financial planning. The hourly rate is $325. Fees are dependent upon variables including the specific needs of the client, complexity, estimated time, research and resources required to provide services to the client, among other factors CFC deems relevant.

Tier 1 10 - 15 Hours. $3,250 - $4,875

  • Cash Flow Management

  • Paying off Debt

  • Employee Benefits Review

  • Contributions to 401(k)’s and IRA’s

  • College Education Planning

  • Retirement Projections

  • Tax Return Review

  • Basic Income Tax Planning

  • Insurance Needs Analysis

  • Basic Estate Planning

  • Health Care Expense Planning

  • Basic Investment Strategies

Tier 2 12-25 Hours. $3,900- $8,125

  • Includes everything in Tier 1 plus:

  • Charitable Giving Strategies

  • Social Security Claiming Strategies

  • Pension Election Analysis

  • Retirement Account Withdrawal Planning

  • Timing of Retirement

  • Windfall Planning

  • Advanced Investment Strategies

  • Annuity Evaluation

  • Whole Life Insurance Analysis

  • Planning for Incapacity

Tier 3 25 - 40 Hours. $11,375- $13,000

  • Includes Everything in Tier 2 Plus:

  • Stock Option and Restricted Stock Unit Strategies.

  • Advanced Tax Planning Strategies

  • Deferred Compensation Analysis

On Going Relationship Periodic Reviews

Once we’ve created a comprehensive financial plan, CFC recommends check-ins annually or anytime you experience a significant change in your financial life. These check-ins typically take 5-10 hours depending on complexity and the time between plan updates.

Fee: $1,625 – $3,250

Pay for the Time You Need on an Hourly Basis

No asset under management (AUM) fees. We do not accept any referral fees, commissions, or compensation, contingent upon the purchase or sale of a financial product.

Review the above Tiers to assess which one best represents your situation. The price ranges above reflect bundling of service areas since a I need the full picture to give you the best advice. Some individual service areas can also be provided on a stand-alone basis.